Travel insurance
When you go travelling,it’s best that you buy an insurance policy beforehand.Most of the international health insurance provides coverage for hospitalization while travelling.Just in case if you are having problems adapting to the country’s weather or the local food and you fall sick,the travel insurance will come in handy as they usually cover most types of sickness and hospitalization.
Some insurance covers luggage lost,spoiled while in the airport.You can claim for damages when you go back to your country if your luggage is spoilt or lost.If your luggage is delayed and you arrived first,you can claim for allowance too.
So,remember to get insurance first before you travel.